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Mortgage Accounting

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Mortgage accounting is complex, but it's foundational to a successful, compliant, and profitable lending operation.

Dr. Andy Schell, Ph.D., CPA, CMB, leads the MBS team of mortgage accounting professionals delivering industry-specific bookkeeping, financial reporting, and accounting system optimization.

Whether you're using QuickBooks Desktop, QB-Online, or Loan Vision, MBS ensures detailed loan-level profitability, accurate books, and clear financial direction—all at a fraction of the cost of a full internal accounting team.

Key Elements of
Mortgage Accounting

Loan-Level Profitability Reporting

Generate reports by originator, branch, and product to monitor and maximize profit per loan.

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Full-Service Bookkeeping

Manage closings, purchases, commission calculations, payroll, and bill payments—all entered directly into your system by MBS professionals.

Compliance & Audit Readiness

Maintain clean financial records to reduce CPA audit costs, preserve 1098 and escrow compliance, and meet warehouse lender reporting requirements.

System Configuration & Integration

Modify and optimize QuickBooks or fully install and configure Loan Vision or AMB to support mortgage-specific accounting needs.

Advanced Accounting Services

Address hedge accounting, fair value measurements, MSR, and servicing complexities with expert guidance.​

Strategic Financial Planning

Gain CFO-level insights to forecast cash flow, raise capital, avoid costly oversights, and drive business decisions with clarity.

Why MBS is Chosen to Guide the Nation’s Top Institutions

Dr. Schell brings a unique blend of experience and credentials unmatched in the mortgage banking industry:

  • Ph.D. in Strategic Communication

  • Second Doctorate in Strategic Finance (DBA)

  • Certified Public Accountant (CPA)

  • Certified Mortgage Banker (CMB)

  • Certified in Financial Forensics (CFF) – AICPA

  • Two master's degrees (MBA & MSML)

  • SMU's Graduate School of Banking (SWGSB)

This level of expertise enables MBS to provide actionable insight, whether advising your board or defending your position in a courtroom.

Learn about Dr. Schell's CFO2Go Service, where he directly provides insight to your mortgage division's performance.

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