MBS educates your team on why a Compliance Management System is essential and what the CFPB expects from non-depository lenders. We help you avoid common pitfalls by focusing on the full mortgage product lifecycle—from origination to servicing.

MBS ensures your CMS includes these critical components:

• Board & Management Oversight

• Written Policies and Procedures

• Comprehensive Training Programs

• Ongoing Monitoring

• Responsive Action Plans

• Qualified Written Request (QWR) Protocols

• Independent Quality Control (QC)

Our team guides you through proper implementation to ensure your CMS can withstand regulatory scrutiny. With a focus on documentation, testing, and accountability, you'll know your system is built right—and know how to prove it.

We help you establish the five primary goals of a strong CMS:

• Clear Responsibility

• Internal and External Communication

• Documented Policies

• Effective Controls

• Corrective Action when needed

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We tailor each CMS to match your institution’s size, complexity, and risk profile. Whether using internal resources or vetted third parties, MBS helps design and implement a scalable, sustainable system built for your specific needs.

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MBS conducts mock CFPB exams to assess your readiness and strengthen weak spots before an actual review. This test-run gives your team confidence and ensures every CMS component is working as intended.